Insurance Code Violations

Hildebrand & Wilson, LLP Jan. 7, 2021

Experienced and Skillful Attorneys Helping Clients Stand Up to Insurance Companies That Wrongfully Deny Benefits

Insurance companies have a duty to act with “good faith and fair dealing” toward their policyholders. This means your insurance company is required to pay or deny your claim within a reasonable period of time, respond to your inquiries in a prompt manner, cooperate with you with regard to resolving your claim, and provide written notification the reasons why it is reducing or not paying your claim.

Insurance companies act in bad faith by failing to honor legitimate claims or wrongfully denying life insurance or disability insurance benefits. They may inadequately investigate a claim, or delay investigation, fail to pay or delay paying a valid claim, treating the insured as an adversary, deceive or evade insured’s questions, conceal facts, or show a pattern of denying all claims. Despite Texans paying thousands of dollars annually for insurance premiums, those companies often seek ways to deny that insurance coverage.

Our lawyers have studied the provisions of the Texas Insurance Code, the responsibilities of the insurance companies, and damages available when they fail to honor their obligations. Our lawyers have been very successful at getting insurers to honor their contractual obligations and pay the claims as well as other damages.

Contact Us

If you or someone you know has been treated unfairly by an insurance company, you need help right away. Contact us and you will receive a rapid response and be scheduled for a free initial consultation with a compassionate, experienced attorney.

Our law offices are located in Pearland (Brazoria County), Texas, but we serve all of Texas, and, to meet with you, our lawyers can travel anywhere throughout Texas, including Houston (Harris County), Conroe, Galveston, Victoria, Beaumont, Austin, San Antonio, Corpus Christi, Laredo, McAllen, Harligen, Brownsville, Waco, Dallas, Fort Worth, Longview, Tyler, Marshall, Texarkana, Pearland (Brazoria County), Angleton, Bastrop and more.